Understanding New Jersey Paycheck Taxes
New Jersey has a progressive state income tax system with rates ranging from 1.4% to 10.75% depending on your income level and filing status. Our NJ paycheck calculator helps you estimate your take-home pay after all deductions including federal tax, NJ state tax, Social Security (6.2%), and Medicare (1.45%).
How to Use This New Jersey Paycheck Calculator:
- Enter your gross pay: Your total earnings before any deductions
- Select your pay frequency: How often you receive paychecks (weekly, bi-weekly, etc.)
- Input your federal allowances: From your W-4 form (typically 0-3)
- Choose your NJ filing status: Single, Married, or Head of Household
- Add any additional withholdings: If you request extra tax withholding
- Click "Calculate My NJ Paycheck": See your estimated net pay and tax breakdown
New Jersey Tax Rates (2023):
Single Filers:
- 1.4% on first $20,000
- 1.75% on $20,001-$35,000
- 3.5% on $35,001-$40,000
- 5.525% on $40,001-$75,000
- 6.37% on $75,001-$500,000
- 8.97% on $500,001-$5,000,000
- 10.75% on income over $5,000,000
Married/Head of Household:
- 1.4% on first $20,000
- 1.75% on $20,001-$50,000
- 2.45% on $50,001-$70,000
- 3.5% on $70,001-$80,000
- 5.525% on $80,001-$150,000
- 6.37% on $150,001-$500,000
- 8.97% on $500,001-$5,000,000
- 10.75% on income over $5,000,000
Note: NJ also charges 0.425% SUI/SDI tax on the first $156,800 of wages.
New Jersey-Specific Tax Considerations
NJ Tax Benefits
- • No tax on Social Security benefits
- • Pension income exclusion for seniors
- • Property tax deduction up to $15,000
- • Veterans may qualify for additional deductions
NJ Tax Obligations
- • Some municipalities have local payroll taxes
- • NJ has an estate tax with $2M exemption
- • Sales tax rate of 6.625% (some areas 3.325%)
- • Property taxes among highest in nation
Frequently Asked Questions
How accurate is this NJ paycheck calculator?
Our calculator provides estimates based on current NJ tax rates and formulas. For exact figures, consult a tax professional or your payroll department.
When are NJ state taxes due?
NJ state income taxes are due April 15, same as federal taxes. Quarterly estimated payments may be required if you have significant non-wage income.
Does NJ tax remote workers?
New Jersey taxes residents on all income regardless of source. Non-residents only pay NJ tax on income earned from NJ sources.
NJ Tax Tip:
New Jersey offers property tax relief programs like the ANCHOR program and Senior Freeze. Check if you qualify for these benefits to reduce your overall tax burden.